Personal Certificates of Deposit (CDs)

Earn more with higher interest and  fixed rate, typically higher than a savings account. 

• $500 minimum deposit to open
• Interest rates are locked in for a term
• Terms range from 3 months to 5 years
• Deposit additional funds at maturity during 10-day grace period
• Automatic fund roll over after term
• Interest penalty for early withdrawal 

Large-deposit investors can utilize CDARS through Louisiana National Bank to maintain full FDIC insurance on CD investments well above the $250,000 limit.